Mirai Wealth Management launches crypto asset lending service “RENKIN” on October 31, 2025

Mirai Wealth Management launches crypto asset lending service “RENKIN” on October 31, 2025

Mirai Wealth Management Inc. has officially launched its crypto asset lending service “RENKIN,” providing long-term holders with a new avenue for asset management and the opportunity to earn income gains through their crypto holdings.

The approval of spot crypto asset ETFs in the United States in 2024 triggered a renewed expansion in the global crypto market, which now exceeds 450 trillion yen in total market capitalization.

As crypto assets gain broader recognition as both payment methods and investment vehicles, a growing number of corporations are introducing or considering Digital Asset Treasury (DAT) strategies—using crypto assets as part of their financial reserves.

With this shift, investor demand is moving from short-term speculation toward long-term holding and more efficient asset utilization.

In parallel, the prolonged global low-interest-rate environment has driven both individuals and institutions to seek alternative sources of yield.

Against this backdrop, crypto asset lending has emerged as a viable solution offering stable returns and diversification opportunities.

RENKIN allows users to lend their crypto assets to Mirai Wealth Management, which in turn manages those assets and pays a fixed monthly rental fee (interest) to the lenders.

The service aims to help users generate stable returns by putting their holdings to work instead of letting them remain idle.

The name “RENKIN” is derived from the Japanese word for “alchemy,” embodying the concept of creating value and pursuing higher returns through crypto assets.

By evoking the age-old human aspiration to transform and create new forms of value, the brand seeks to convey both familiarity and anticipation.

At launch, RENKIN supports five crypto assets: Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and the U.S. dollar-pegged stablecoins USDT and USDC.

Interest rates are determined individually based on the amount lent and the lending period, providing flexible options tailored to each user’s investment strategy.

Under its parent company, AI Fusion Capital Group, Mirai Wealth Management plans to operate RENKIN with a strong emphasis on risk management and operational transparency.

The company aims to balance stability and security while responding to market fluctuations and evolving regulatory frameworks in the crypto asset space.

Details such as interest rates and lending conditions will be made available to registered users through a dedicated interface. Going forward, the range of supported assets and lending plans is expected to expand in line with market conditions and user demand.

Future Outlook

Mirai Wealth Management intends to enhance the convenience and competitiveness of RENKIN while contributing to the healthy development of the crypto lending market.

The company is also exploring broader applications, including corporate-oriented solutions and long-term management plans designed around Digital Asset Treasury (DAT) strategies.

“Our goal with RENKIN is to help accelerate the evolution of crypto assets—from being mere investment instruments to becoming productive, yield-generating assets,” the company stated.

The industry is now watching closely as RENKIN positions itself within Japan’s growing crypto asset ecosystem.

Source: AI Fusion Capital Group Inc.
Image: Courtesy of press release

Related Articles

AI Fusion Capital Group Forms Strategic Partnership with BitGo, Managing Over $90 Billion in Assets

Mirai Capital Holdings announces its membership in JCBA