What is "XDC Network (XDC)"? A clear explanation of its features, future prospects, and practical examples

As of 2025, many cryptocurrency and blockchain projects are emerging, with those that emphasize practicality rather than just technical capabilities gaining attention. One such project gaining attention is the XDC Network (XDC). Designed as an enterprise blockchain for corporate and government adoption, the XDC Network has received particularly strong praise in the trade finance field.

Compared to general-purpose smart contract platforms such as Ethereum (ETH), Solana (SOL), and Polygon (POL), XDC Network (XDC) boasts advantages including its compatibility with real-world business infrastructure, its conformance with the ISO-20022 standard for international financial transactions, and its design based on international standards.

This article provides a comprehensive explanation of the XDC Network (XDC), from the basics to its technical features, use cases, token economics, and future prospects.

XDC Network (XDC) is a blockchain developed by Singapore-based XinFin. Founded in 2017, XinFin promotes development and project dissemination together with the non-profit organization, the XinFin Foundation.

Project Objective

XDC Network (XDC) is designed to bridge the gap between existing centralized financial systems and decentralized blockchain technology. It aims to improve operational efficiency and reduce costs in trade finance and enterprise sectors, and is expected to serve as an infrastructure for blockchainizing the entire supply chain.

Native Token: XDC

XDC, issued on the XDC Network (XDC), is the native token used for gas (transaction fee) payments, staking, and network governance. It plays a role similar to that of Ethereum (ETH) and Solana (SOL).

XDC Network's (XDC) blockchain incorporates various design concepts optimized for trade finance and enterprise use.

Hybrid Blockchain

XDC Network (XDC) employs a hybrid architecture that combines public and private functionality. This allows companies and government agencies to process highly confidential information in a private environment while connecting to the public blockchain as needed.

EVM Compatibility, High-Speed Processing, and Low Gas Costs

• EVM (Ethereum Virtual Machine) Compatibility: Enables Ethereum (ETH)-based smart contract execution and integration with dApps (decentralized applications)
• Superior Processing Speed: Sub-2-second finality and over 2,000 TPS
• Low Gas Costs (Transaction Fees): Average of around $0.00001

These factors make XDC Network (XDC) an extremely attractive platform for dApp (decentralized application) developers and businesses.

Supports smart contracts and dApps (decentralized applications)

XDC Networ (XDC) supports the Solidity language, making it suitable for developing dApps (decentralized applications) such as DeFi (decentralized finance), NFTs (non-fungible tokens), and blockchain games. It is highly compatible with existing Web 3.0 technologies and offers a wide range of APIs and SDKs.

XDC Network (XDC) is not just a theoretical technology; it already has multiple practical applications.

Trade Finance

Trade finance refers to mechanisms for international trade, such as credit provision, credit guarantees, and factoring. XDC Network (XDC) utilizes blockchain technology to enable document digitization, traceability, and payment automation.

Representative Deployments:

• Tradefinex: An XDC ecosystem for building trade finance dApps
• TURANTPay and Globiance: Collaborations with international payment networks

ISO-20022 Compatibility

XDC Network (XDC) is one of the few blockchains that complies with ISO-20022, the international financial transaction standard. This allows for high connectivity with existing SWIFT and banking infrastructure, making it easy for financial institutions to adopt.

The XDC token is the core of all network activities, and its economic sphere is expanding daily.

Token Supply and Price Trends

• Total Supply: Approximately 38 billion XDC (as of August 2025)
• Circulating Amount: Approximately 16.2 billion XDC (as of August 2025)
• Listed Exchanges: Bybit, Bitget, Gate.io, etc.

Prices surged in 2021, then entered a correction phase, but began to rise again in 2025. In January 2025, they reached a new record high in Japanese yen terms.

Staking and Node Operation

On the XDC Network (XDC), node operators participate in network maintenance and receive XDC tokens as rewards. Staking participants can also earn a fixed annual interest rate, making it a popular option for cryptocurrency management.

Wallets and Supported Tools

• XDCpay: Official Wallet Browser Extension
• Ledger, Dcent: Hardware Wallet Support
• MetaMask: Available with additional network (EVM compatible)

XDC Network (XDC) is one of the few projects focused on real-world demand and has received high praise from investors focused on the enterprise market. However, competitive and regulatory challenges cannot be ignored.

Competition with Other Layer 1 Blockchains

• Polygon (POL): Emphasis on Scalability
• Stellar (XLM): Specialized in International Remittances
• XRP Ledger: For Financial Institutions

To differentiate from these competitors, proven use cases and continued corporate adoption are key.

Regulations and Speed of Adoption

The use of blockchain in finance requires compliance with national regulations. Whether the advantages of ISO compliance will be utilized will depend on future policy developments in each country.

Unlike speculative projects that simply aim to increase token prices, XDC Network (XDC) is a blockchain built with the aim of solving clear social issues. In particular, in the huge market area of trade finance, the company is steadily building a track record, leveraging its compliance with the international standard ISO-20022.

When considering technical maturity, operational track record, security, and ecosystem maturity, XDC Network (XDC) is a noteworthy stock with long-term infrastructure value.

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